Yemen Bank of Reconstruction and Development (YBRD), a long-standing institution, embraced Shari’ah-compliant banking products in response to market demand. They leveraged their existing Temenos Transact core banking system with the help of Temenos regional partner NdcTech, a Systems Limited company. This transformation enabled YBRD to offer Islamic banking products within a tight timeframe, prioritizing key offerings. NdcTech's continued partnership facilitated the development of new products like sukuk and bai salam. YBRD also enhanced its digital channels with Temenos' Connect mobile application and a new internet banking system, streamlining operations, and ensuring agility in responding to market dynamics while reducing complexity and costs.