The path to intelligent banking in ASEAN

Despite years of digital investment, many banks still face the same structural barriers to progress. Legacy core banking systems, disconnected data, and increasingly complex regulatory requirements continue to slow transformation. While AI adoption is rising, most initiatives struggle to move beyond isolated use cases, limiting real business impact.

The Path to Intelligent Banking in ASEAN whitepaper takes a practical look at this gap between ambition and execution. Developed by Systems Limited in partnership with Temenos and Red Hat, it focuses on what banks actually need to modernize with confidence: strong foundations that support intelligent banking, not just incremental digital change.

Rather than approaching transformation as a large-scale replacement exercise, the whitepaper outlines how banks can modernize progressively; starting with core banking modernization, followed by data unification, AI enablement, and OpenShift-powered, containerized banking platforms. It explains why intelligence cannot be layered onto fragmented systems, and how a composable approach allows banks to scale innovation while maintaining operational stability and regulatory control.

The whitepaper explores how banks can:

· Move AI in banking from experimentation to enterprise adoption

· Break down data silos to enable insight-led, data-driven banking

· Leverage Red Hat OpenShift for secure, scalable, and portable banking workloads Use hybrid cloud models to balance scalability with compliance

· Reduce transformation risk while improving agility and efficiency

Grounded in real banking transformation experience, the whitepaper connects strategy with execution, showing how the right technology choices translate into measurable outcomes. It further offers a clear roadmap to move from legacy constraints to intelligent, data-driven banking.

Download the whitepaper to explore a practical path to intelligent banking.